Why invest in pre-construction?
Lock today’s price, stage payments during build, capture pre-delivery appreciation and finance at closing. New product, modern amenities and lower maintenance in a globally liquid market.
filtered by 2025–2028 deliveries
Model & advantages
Staged payments 20/10/10/60
Reserve, contract, milestones, closing
No mortgage until closing
Finance the balance at closing
Today’s price for future asset
Capture appreciation during build
Financing ~70–75% LTV
Available even for foreigners
Historical performance (10-year lens)
Early buyers in core zones frequently captured double-digit uplift between launch and completion.
Sources: MLS, Case-Shiller, developer reports.
Tax benefits (U.S.)
How policy improves your net ROI
Deductible mortgage interest (rental use)
Lower taxable income
Depreciation + cost segregation
Accelerated deductions
1031 exchange: defer gains
Defer capital gains
Why Miami vs. other markets
Legal certainty, liquidity and leverage
Legal certainty (title insurance)
Global liquidity; strong cash buyer base
Financing access for foreign buyers
Transparent market (MLS data)
Smart leverage
How debt multiplies returns responsibly
30-year fixed, predictable payments
Refinance: lower rate or cash-out
Tax shield: interest + depreciation
Assumptions
Price $500k · 30% down · +10% appreciation
Result
ROI on equity ≈ 33%
Illustrative, not financial advice.
Current trends
STR-friendly projects (Airbnb/30-day) in allowed zones
Short-term rental flexibility in the right buildings
Amenities for rentability: coworking, wellness, fit-out
Modern design supports higher demand and rates
Conclusions & investor fit
Best for 3–10 year horizons seeking appreciation, leverage and USD cashflow. Ideal for foreign buyers and diversified portfolios.
Key takeaways
Staged entry
Finance at closing
Pre-delivery uplift
New product premium
Leverage up to ~75% LTV
Higher ROI on equity
Tax-efficient net returns
Interest + depreciation
Global demand
Exit liquidity
FAQ
Typical payment plan
20/10/10/60 over ~24–36 months.
Foreign financing
Up to ~70–75% LTV at closing.
Rental flexibility
Airbnb/30-day minimum depends on building & zoning.
Completion timeline
Most projects ~2–3 years.
Ready to see numbers and available units?